IMPLEMENTASI METODE AHP DAN MOORA UNTUK PENGAMBILAN KEPUTUSAN PENENTUAN KREDIT PADA KSPPS AMANAH INSANI MAKMUR BANTUL

Sharia Pattern Savings and Loan Cooperative (SPSLC) Amanah Insani Makmur is
a cooperative located in Gedongan, Panjangrejo, Pundong District, Bantul Regency,
Special Region of Yogyakarta In recent years, there have been economic changes due to
the impact of Covid-19 The impact felt by SPSLC Amanah Insani Makmur is the occurrence
of bad loans of 32%, this occurs due to an inappropriate decision-making process, which
is more subjective and does not consider the transaction history of members The problems
that occur in cooperatives require policy changes in decision-making to reduce the risk of
bad loans, one of which is by optimizing data processing for decision-making by applying
a combination of AHP (Analytical Hierarchy Process) and MOORA (Multi-Objective
Optimization on the basic of Ratio Analysis) methods is a cooperative located in Gedongan,
Panjangrejo, Pundong District, Bantul Regency, Special Region of Yogyakarta In recent
years, there have been economic changes due to the impact of Covid-19 The impact felt by
SPSLC Amanah Insani Makmur is the occurrence of bad loans of 32%, this occurs due to
an inappropriate decision-making process, which is more subjective and does not consider
the transaction history of members The problems that occur in cooperatives require policy
changes in decision-making to reduce the risk of bad loans, one of which is by optimizing
data processing for decision-making by applying a combination of AHP (Analytical
Hierarchy Process) and MOORA (Multi-Objective Optimization on the basic of Ratio
Analysis) methods is a cooperative located in Gedongan, Panjangrejo, Pundong District,
Bantul Regency, Special Region of Yogyakarta In recent years, there have been economic
changes due to the impact of Covid-19 The impact felt by SPSLC Amanah Insani Makmur
is the occurrence of bad loans of 32%, this occurs due to an inappropriate decision-making
process, which is more subjective and does not consider the transaction history of members
The problems that occur in cooperatives require policy changes in decision-making to
reduce the risk of bad loans, one of which is by optimizing data processing for decisionmaking by applying a combination of AHP (Analytical Hierarchy Process) and MOORA
(Multi-Objective Optimization on the basic of Ratio Analysis) methods. The AHP method
is used to obtain criterion weighting, whilst the MOORA method is used to rank alternatives
The results of the test with 30 samples of alternative data show that by combining the two
methods, a more realistic and objective credit assessment is obtained, because the
alternative selection is obtained based on data.
Keywords: Decision Support System, Member Credit, AHP, MOORA